Drivers could be paying over £300 ($393) more for insurance if they own one of the most popular family cars, research has found.
None of the 10 most popular family cars are among those with the cheapest annual insurance policies, analysis by MoneySuperMarket found.
In fact, the Volkswagen (VOW.DE) Golf, which has the most insurance enquiries of any family car, costs about £617 annually to insure — £335 more than the cheapest, the Skoda Yeti, which is not one of the 10 most popular family cars, at just £282.
The UK’s top 10 cheapest to insure family cars
Skoda Yeto (282.22)
Fiat Cubo (285.91)
Citroen C3 (287.36)
Honda HR-V (289.49)
Hyundai Kona (295.19)
Dacia Logan (297.09)
Skoda Roomster (299.16)
Suzuki SX4 (300.05)
Hyundai IX20 (306.17)
Suzuki Celerio (306.40)
Overall, the average cost to insure a family car is £472, the study found.
The Tesla (TSLA) Model-X is the dearest family car to insure in the UK, costing about £1,407 per year — £1,125 more than the Skoda Yeti.
The research also found, regionally, drivers in Huddersfield and Leeds pay the most to insure family cars, with the 10 most popular models coming in at an average of £598. Kirkwall (£593), Shrewsbury and Walsall (both £590) follow closely behind.
Dave Merrick, head of car insurance at MoneySuperMarket, said: “If you’re looking to buy a new car, it is always worth pricing up the cost of insurance before committing to a purchase.
“Our data shows the most popular cars in each region aren’t necessarily the ones that have the best insurance premiums. In fact, it is often the opposite — the most popular cars tend to have significantly higher insurance costs.
“There are many factors to consider when choosing a family car and, in order to keep costs down and keep on top of your finances, shopping around will help you find the best deal.”