Ralph has 35 more than years of experience in the capital markets, specializing in Financial Regulation, bond market funding and the money markets.
He is currently part of the Macro Research Team at Pavilion Global Markets in Montreal Canada, where he writes on a full range of Macro issues
Before joining Pavilion he was a founding partner of Friedman Billings Ramsey, running the fixed income trading business.
Prior to FBR he was an OTC trader at Johnston Lemon and Co, and a Trust Trading officer at Riggs National Bank; both located in Washington D.C.
He is a graduate of the College of William and Mary